Well the time is here – the New Year! And it just doesn’t feel right to start the year without some sort of goal or two.
I mean, let’s see there’s the usual goals most everyone has some form of with their resolutions, if they are the type to make resolutions. My list of those is as follows:
- Eat better
- Eat less
- Exercise more
- Save more
- Spend less.
Okay, Thanks for reading, See you next year!
Hahaha kidding… But the save more/spend less might be the ones you’re interested in, so how can we tweak them to be something attainable and fit our lifestyle?
I mean we didn’t have any specific financial goals in 2014, besides survival… In retrospect, on New Year’s Day 2014 we didn’t even know who Mr Money Mustache was!
So, we have been racking our brains, thinking about what to aim for this year… what can we do better? What can we do differently? Mrs. SSC is a HUGE fan of setting monthly goals, it seems like every month she is thinking of something to try… To be perfectly honest, I bet in her head she also has lists of daily and weekly goals. Fortunately, I just get brought in when the monthly goals come up. More fortunately, she says setting a goal for an entire year just seems too daunting, and a month seems like a more manageable chunk of time. We do pretty well at sticking to monthly goals. For instance, there are usually 1-3 months we’ll go on a spending diet and try to keep the credit card under an amount say 25% less than usual. Or, there was the non-finance related push-ups month challenge of doing a pushup for each day of the month. Except she started at 10, so day one was 11 pushups then, 12, and eventually got to 41 pushups in a day. These aren’t all in a row, but by the end we could do about 15-25 in a row before we collapsed on the floor, taking a breather before knocking the rest out. But, let’s get back to some financial goals and get out of the “crazy things we do to keep life interesting” goals.
We’re proposing a few different goals, and we’ll start with a monthly, a quarterly and a yearly goal. (I know, I said Mrs. SSC doesn’t like yearly goals, but this one was even her idea)
January 2015 – 50% LESS TV!! Gah!! We’re not big into TV but enough that it’s distracting from other hobbies and I have a banjo to finish remember? How is this financial you ask? I don’t know, but we could stretch and say “It’s a primer for cutting the cord altogether. As soon as those idiots figure out football that’s NOT $300 per/season to stream, the cable is getting cut”! Until then, a weaning period seems appropriate. Plus it has to use less electricity, right? (eyeroll)
Q1 2015 – Only purchase consumables (food, diapers, etc…). Seems reasonable enough.
Save $150,000! This seems like a stretch goal to me, but Mrs. SSC says it should be achievable.
Can we do it? I hope so… I mean, “Hell yeah we can do it!”
Happy New year’s everyone!
Do you have any goals different from ours, or do yours fall in the first 5 categories I mentioned? Let us know, we’d love to hear about them!