Slowly Sipping Coffee

Lifestyle Change Progress

coffee mugsThis is where we will give mini-updates on our progress to our Fully Funded Lifestyle Change (FFLC) and our proximity to our investment/savings target.

With us close to beginning construction on our FFLC home, the number has bounced around quite a bit lately.

We plan to implement our FFLC budget next year and will be posting about that, and hopefully providing some charts or graphs about that here as well.  I always remind myself, our road is shorter than most, and it won’t be long until we are waking each morning, brewing a nice pot of coffee, and sitting on our porch, slowly sipping coffee….

As of August 15, 2017 we are 79% to our goal! Maybe we’re closer and this is back calculated to where we’ll be in May 2019, but for now, 79% of the way there sounds good. We’re close, but can’t quite throw in the towel and start our LIfestyle Change yet.

The number keeps getting closer AND further away. Such a paradox!

The number keeps getting closer AND further away. Such a paradox!

With our “new” Canyon Lake plan in place, the land and expected home build is costing more than we had originally budgeted for. So, we went from over 90% of the way to our goal back down to just under 80%. Whether our May 2019 date will get moved back or not remains to be seen.

It wouldn’t be the worst thing in the world, because I still like my job, and our current lifestyle, and it could pad some of those higher than expected home building costs. We’ve debated still implementing FFLC in May 2019, however, that could lock Mrs. SSC into teaching for an additional 3-4 years. Again, not the worst situation in the world to be in, but not ideal either, as she would have a commute and some time away from the family.

Stay tuned for updates as this progress reveals itself to us and we decide if One More Year (OMY) is worth it. For now, our expected FFLC date will remain May 2019!